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BankHealth

ROCKLAND TRUST CO

ROCKLAND, MASSACHUSETTS · FDIC Cert #9712

A
Health Score
80/100
$19.4B
Total Assets
$15.5B
Total Deposits
14.51%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, ROCKLAND TRUST CO holds a Tier 1 capital ratio of 14.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ROCKLAND TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.40%
Nonperforming Loans
Low — healthy loan portfolio
15.84%
Liquidity Ratio
Adequate liquidity
1.37%
Return on Assets
Profitable — earning well on assets
$15.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

ROCKLAND TRUST CO shows strong financial health indicators. With $19.4B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

ROCKLAND TRUST CO has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 14.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

ROCKLAND TRUST CO holds $19.4B in total assets and $15.5B in total deposits. It is located in ROCKLAND, MASSACHUSETTS (FDIC Certificate #9712).

ROCKLAND TRUST CO has a Tier 1 capital ratio of 14.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.40%, and the return on assets is 1.37%.

Yes. ROCKLAND TRUST CO is FDIC-insured (Certificate #9712). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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