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BankHealth

ROCKLAND SAVINGS BANK FSB

ROCKLAND, MAINE · FDIC Cert #28369

C
Health Score
63/100
$96M
Total Assets
$71M
Total Deposits
12.76%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, ROCKLAND SAVINGS BANK FSB holds a Tier 1 capital ratio of 12.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ROCKLAND SAVINGS BANK FSB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.17%
Nonperforming Loans
Low — healthy loan portfolio
10.13%
Liquidity Ratio
Adequate liquidity
-0.41%
Return on Assets
Negative — losing money
$71M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

ROCKLAND SAVINGS BANK FSB shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

ROCKLAND SAVINGS BANK FSB has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 12.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

ROCKLAND SAVINGS BANK FSB holds $96M in total assets and $71M in total deposits. It is located in ROCKLAND, MAINE (FDIC Certificate #28369).

ROCKLAND SAVINGS BANK FSB has a Tier 1 capital ratio of 12.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is -0.41%.

Yes. ROCKLAND SAVINGS BANK FSB is FDIC-insured (Certificate #28369). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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