ROCHELLE STATE BANK
ROCHELLE, GEORGIA · FDIC Cert #16609
Capital & Safety Analysis
According to FDIC financial data, ROCHELLE STATE BANK holds a Tier 1 capital ratio of 11.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ROCHELLE STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ROCHELLE STATE BANK shows strong financial health indicators. With $73M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ROCHELLE STATE BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 11.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ROCHELLE STATE BANK holds $73M in total assets and $60M in total deposits. It is located in ROCHELLE, GEORGIA (FDIC Certificate #16609).
ROCHELLE STATE BANK has a Tier 1 capital ratio of 11.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.08%, and the return on assets is -0.62%.
Yes. ROCHELLE STATE BANK is FDIC-insured (Certificate #16609). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.