RIVER BANK&TRUST
PRATTVILLE, ALABAMA · FDIC Cert #58255
Capital & Safety Analysis
According to FDIC financial data, RIVER BANK&TRUST holds a Tier 1 capital ratio of 11.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RIVER BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RIVER BANK&TRUST shows strong financial health indicators. With $3.4B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RIVER BANK&TRUST has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 11.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RIVER BANK&TRUST holds $3.4B in total assets and $2.9B in total deposits. It is located in PRATTVILLE, ALABAMA (FDIC Certificate #58255).
RIVER BANK&TRUST has a Tier 1 capital ratio of 11.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.52%, and the return on assets is 1.12%.
Yes. RIVER BANK&TRUST is FDIC-insured (Certificate #58255). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.