RICHLAND STATE BANK
BRUCE, SOUTH DAKOTA · FDIC Cert #1675
Capital & Safety Analysis
According to FDIC financial data, RICHLAND STATE BANK holds a Tier 1 capital ratio of 26.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RICHLAND STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RICHLAND STATE BANK shows strong financial health indicators. With $42M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RICHLAND STATE BANK has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 26.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RICHLAND STATE BANK holds $42M in total assets and $38M in total deposits. It is located in BRUCE, SOUTH DAKOTA (FDIC Certificate #1675).
RICHLAND STATE BANK has a Tier 1 capital ratio of 26.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 3.49%.
Yes. RICHLAND STATE BANK is FDIC-insured (Certificate #1675). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.