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BankHealth

REGENT BANK

TULSA, OKLAHOMA · FDIC Cert #4160

C
Health Score
62/100
$1.6B
Total Assets
$1.5B
Total Deposits
10.13%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, REGENT BANK holds a Tier 1 capital ratio of 10.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning REGENT BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.23%
Nonperforming Loans
Moderate — some loan stress
15.85%
Liquidity Ratio
Adequate liquidity
1.10%
Return on Assets
Profitable — earning well on assets
$1.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

REGENT BANK shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

REGENT BANK has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 10.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

REGENT BANK holds $1.6B in total assets and $1.5B in total deposits. It is located in TULSA, OKLAHOMA (FDIC Certificate #4160).

REGENT BANK has a Tier 1 capital ratio of 10.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.23%, and the return on assets is 1.10%.

Yes. REGENT BANK is FDIC-insured (Certificate #4160). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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