PROVIDENT SAVINGS BANK FSB
RIVERSIDE, CALIFORNIA · FDIC Cert #30879
Capital & Safety Analysis
According to FDIC financial data, PROVIDENT SAVINGS BANK FSB holds a Tier 1 capital ratio of 19.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PROVIDENT SAVINGS BANK FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PROVIDENT SAVINGS BANK FSB shows strong financial health indicators. With $1.3B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PROVIDENT SAVINGS BANK FSB has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 19.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PROVIDENT SAVINGS BANK FSB holds $1.3B in total assets and $895M in total deposits. It is located in RIVERSIDE, CALIFORNIA (FDIC Certificate #30879).
PROVIDENT SAVINGS BANK FSB has a Tier 1 capital ratio of 19.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 0.85%.
Yes. PROVIDENT SAVINGS BANK FSB is FDIC-insured (Certificate #30879). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.