PRINCIPAL BANK
DES MOINES, IOWA · FDIC Cert #34507
Capital & Safety Analysis
According to FDIC financial data, PRINCIPAL BANK holds a Tier 1 capital ratio of 17.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PRINCIPAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PRINCIPAL BANK shows strong financial health indicators. With $8.7B in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PRINCIPAL BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 17.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PRINCIPAL BANK holds $8.7B in total assets and $8.2B in total deposits. It is located in DES MOINES, IOWA (FDIC Certificate #34507).
PRINCIPAL BANK has a Tier 1 capital ratio of 17.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.48%, and the return on assets is 1.78%.
Yes. PRINCIPAL BANK is FDIC-insured (Certificate #34507). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.