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BankHealth

PRIMIS BANK

TAPPAHANNOCK, VIRGINIA · FDIC Cert #57968

C
Health Score
59/100
$4.0B
Total Assets
$3.4B
Total Deposits
11.04%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PRIMIS BANK holds a Tier 1 capital ratio of 11.04%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PRIMIS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.39%
Nonperforming Loans
Low — healthy loan portfolio
7.85%
Liquidity Ratio
Low — potential liquidity stress
0.66%
Return on Assets
Low profitability
$3.4B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PRIMIS BANK shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PRIMIS BANK has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 11.04%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PRIMIS BANK holds $4.0B in total assets and $3.4B in total deposits. It is located in TAPPAHANNOCK, VIRGINIA (FDIC Certificate #57968).

PRIMIS BANK has a Tier 1 capital ratio of 11.04%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 0.66%.

Yes. PRIMIS BANK is FDIC-insured (Certificate #57968). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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