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BankHealth

POPPY BANK

SANTA ROSA, CALIFORNIA · FDIC Cert #57903

B
Health Score
69/100
$6.3B
Total Assets
$4.8B
Total Deposits
11.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, POPPY BANK holds a Tier 1 capital ratio of 11.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning POPPY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.44%
Nonperforming Loans
Moderate — some loan stress
28.05%
Liquidity Ratio
Strong — can meet withdrawal demands
1.05%
Return on Assets
Profitable — earning well on assets
$4.8B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

POPPY BANK shows strong financial health indicators. With $6.3B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

POPPY BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 11.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

POPPY BANK holds $6.3B in total assets and $4.8B in total deposits. It is located in SANTA ROSA, CALIFORNIA (FDIC Certificate #57903).

POPPY BANK has a Tier 1 capital ratio of 11.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.44%, and the return on assets is 1.05%.

Yes. POPPY BANK is FDIC-insured (Certificate #57903). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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