PLANTERS BANK INC
HOPKINSVILLE, KENTUCKY · FDIC Cert #34254
Capital & Safety Analysis
According to FDIC financial data, PLANTERS BANK INC holds a Tier 1 capital ratio of 11.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PLANTERS BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PLANTERS BANK INC shows strong financial health indicators. With $1.8B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PLANTERS BANK INC has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 11.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PLANTERS BANK INC holds $1.8B in total assets and $1.5B in total deposits. It is located in HOPKINSVILLE, KENTUCKY (FDIC Certificate #34254).
PLANTERS BANK INC has a Tier 1 capital ratio of 11.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 1.01%.
Yes. PLANTERS BANK INC is FDIC-insured (Certificate #34254). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.