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BankHealth

PIEDMONT BANK

PEACHTREE CORNER, GEORGIA · FDIC Cert #58374

B
Health Score
68/100
$2.1B
Total Assets
$1.9B
Total Deposits
11.11%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PIEDMONT BANK holds a Tier 1 capital ratio of 11.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PIEDMONT BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
10.27%
Liquidity Ratio
Adequate liquidity
1.67%
Return on Assets
Profitable — earning well on assets
$1.9B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PIEDMONT BANK shows strong financial health indicators. With $2.1B in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PIEDMONT BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 11.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PIEDMONT BANK holds $2.1B in total assets and $1.9B in total deposits. It is located in PEACHTREE CORNER, GEORGIA (FDIC Certificate #58374).

PIEDMONT BANK has a Tier 1 capital ratio of 11.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.67%.

Yes. PIEDMONT BANK is FDIC-insured (Certificate #58374). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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