PEOPLESBANK
HOLYOKE, MASSACHUSETTS · FDIC Cert #90213
Capital & Safety Analysis
According to FDIC financial data, PEOPLESBANK holds a Tier 1 capital ratio of 10.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLESBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLESBANK shows strong financial health indicators. With $4.4B in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLESBANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLESBANK holds $4.4B in total assets and $3.6B in total deposits. It is located in HOLYOKE, MASSACHUSETTS (FDIC Certificate #90213).
PEOPLESBANK has a Tier 1 capital ratio of 10.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 0.65%.
Yes. PEOPLESBANK is FDIC-insured (Certificate #90213). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.