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BankHealth

PEAPACK-GLADSTONE BANK

BEDMINSTER, NEW JERSEY · FDIC Cert #11035

B
Health Score
69/100
$6.5B
Total Assets
$5.7B
Total Deposits
14.05%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PEAPACK-GLADSTONE BANK holds a Tier 1 capital ratio of 14.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEAPACK-GLADSTONE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.56%
Nonperforming Loans
Moderate — some loan stress
15.78%
Liquidity Ratio
Adequate liquidity
0.81%
Return on Assets
Low profitability
$5.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PEAPACK-GLADSTONE BANK shows strong financial health indicators. With $6.5B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PEAPACK-GLADSTONE BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 14.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PEAPACK-GLADSTONE BANK holds $6.5B in total assets and $5.7B in total deposits. It is located in BEDMINSTER, NEW JERSEY (FDIC Certificate #11035).

PEAPACK-GLADSTONE BANK has a Tier 1 capital ratio of 14.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.56%, and the return on assets is 0.81%.

Yes. PEAPACK-GLADSTONE BANK is FDIC-insured (Certificate #11035). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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