Skip to main content
BankHealth

PCB BANK

LOS ANGELES, CALIFORNIA · FDIC Cert #57463

B
Health Score
74/100
$2.9B
Total Assets
$2.4B
Total Deposits
14.38%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PCB BANK holds a Tier 1 capital ratio of 14.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PCB BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.31%
Nonperforming Loans
Low — healthy loan portfolio
11.41%
Liquidity Ratio
Adequate liquidity
1.12%
Return on Assets
Profitable — earning well on assets
$2.4B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PCB BANK shows strong financial health indicators. With $2.9B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PCB BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 14.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PCB BANK holds $2.9B in total assets and $2.4B in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #57463).

PCB BANK has a Tier 1 capital ratio of 14.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 1.12%.

Yes. PCB BANK is FDIC-insured (Certificate #57463). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: