OPPORTUNITY BANK OF MONTANA
HELENA, MONTANA · FDIC Cert #30182
Capital & Safety Analysis
According to FDIC financial data, OPPORTUNITY BANK OF MONTANA holds a Tier 1 capital ratio of 12.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OPPORTUNITY BANK OF MONTANA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OPPORTUNITY BANK OF MONTANA shows strong financial health indicators. With $2.1B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OPPORTUNITY BANK OF MONTANA has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 12.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OPPORTUNITY BANK OF MONTANA holds $2.1B in total assets and $1.6B in total deposits. It is located in HELENA, MONTANA (FDIC Certificate #30182).
OPPORTUNITY BANK OF MONTANA has a Tier 1 capital ratio of 12.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 0.59%.
Yes. OPPORTUNITY BANK OF MONTANA is FDIC-insured (Certificate #30182). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.