OPEN BANK
LOS ANGELES, CALIFORNIA · FDIC Cert #57944
Capital & Safety Analysis
According to FDIC financial data, OPEN BANK holds a Tier 1 capital ratio of 11.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OPEN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OPEN BANK shows strong financial health indicators. With $2.3B in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OPEN BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 11.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OPEN BANK holds $2.3B in total assets and $1.9B in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #57944).
OPEN BANK has a Tier 1 capital ratio of 11.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 1.38%.
Yes. OPEN BANK is FDIC-insured (Certificate #57944). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.