ODIN STATE BANK
ODIN, MINNESOTA · FDIC Cert #14574
Capital & Safety Analysis
According to FDIC financial data, ODIN STATE BANK holds a Tier 1 capital ratio of 11.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ODIN STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ODIN STATE BANK shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ODIN STATE BANK has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 11.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ODIN STATE BANK holds $73M in total assets and $64M in total deposits. It is located in ODIN, MINNESOTA (FDIC Certificate #14574).
ODIN STATE BANK has a Tier 1 capital ratio of 11.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.82%, and the return on assets is 0.80%.
Yes. ODIN STATE BANK is FDIC-insured (Certificate #14574). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.