OAKWORTH CAPITAL BANK
BIRMINGHAM, ALABAMA · FDIC Cert #58783
Capital & Safety Analysis
According to FDIC financial data, OAKWORTH CAPITAL BANK holds a Tier 1 capital ratio of 9.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OAKWORTH CAPITAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OAKWORTH CAPITAL BANK shows strong financial health indicators. With $1.6B in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OAKWORTH CAPITAL BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 9.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OAKWORTH CAPITAL BANK holds $1.6B in total assets and $1.4B in total deposits. It is located in BIRMINGHAM, ALABAMA (FDIC Certificate #58783).
OAKWORTH CAPITAL BANK has a Tier 1 capital ratio of 9.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.38%.
Yes. OAKWORTH CAPITAL BANK is FDIC-insured (Certificate #58783). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.