NORTHWEST COMMUNITY BANK
WINSTED, CONNECTICUT · FDIC Cert #18229
Capital & Safety Analysis
According to FDIC financial data, NORTHWEST COMMUNITY BANK holds a Tier 1 capital ratio of 12.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHWEST COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTHWEST COMMUNITY BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTHWEST COMMUNITY BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 12.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTHWEST COMMUNITY BANK holds $1.1B in total assets and $986M in total deposits. It is located in WINSTED, CONNECTICUT (FDIC Certificate #18229).
NORTHWEST COMMUNITY BANK has a Tier 1 capital ratio of 12.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 0.12%.
Yes. NORTHWEST COMMUNITY BANK is FDIC-insured (Certificate #18229). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.