NORTH STATE BANK
RALEIGH, NORTH CAROLINA · FDIC Cert #35519
Capital & Safety Analysis
According to FDIC financial data, NORTH STATE BANK holds a Tier 1 capital ratio of 10.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTH STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTH STATE BANK shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTH STATE BANK has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 10.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTH STATE BANK holds $1.4B in total assets and $1.2B in total deposits. It is located in RALEIGH, NORTH CAROLINA (FDIC Certificate #35519).
NORTH STATE BANK has a Tier 1 capital ratio of 10.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 0.74%.
Yes. NORTH STATE BANK is FDIC-insured (Certificate #35519). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.