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BankHealth

NORTH EASTON SAVINGS BANK

SOUTH EASTON, MASSACHUSETTS · FDIC Cert #90259

B
Health Score
74/100
$1.6B
Total Assets
$1.4B
Total Deposits
12.67%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NORTH EASTON SAVINGS BANK holds a Tier 1 capital ratio of 12.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTH EASTON SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.30%
Nonperforming Loans
Low — healthy loan portfolio
16.98%
Liquidity Ratio
Adequate liquidity
0.68%
Return on Assets
Low profitability
$1.4B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NORTH EASTON SAVINGS BANK shows strong financial health indicators. With $1.6B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NORTH EASTON SAVINGS BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 12.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NORTH EASTON SAVINGS BANK holds $1.6B in total assets and $1.4B in total deposits. It is located in SOUTH EASTON, MASSACHUSETTS (FDIC Certificate #90259).

NORTH EASTON SAVINGS BANK has a Tier 1 capital ratio of 12.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.30%, and the return on assets is 0.68%.

Yes. NORTH EASTON SAVINGS BANK is FDIC-insured (Certificate #90259). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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