NORTH AMERICAN BANKING CO
ROSEVILLE, MINNESOTA · FDIC Cert #34836
Capital & Safety Analysis
According to FDIC financial data, NORTH AMERICAN BANKING CO holds a Tier 1 capital ratio of 13.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTH AMERICAN BANKING CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTH AMERICAN BANKING CO shows strong financial health indicators. With $1.2B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTH AMERICAN BANKING CO has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTH AMERICAN BANKING CO holds $1.2B in total assets and $1.1B in total deposits. It is located in ROSEVILLE, MINNESOTA (FDIC Certificate #34836).
NORTH AMERICAN BANKING CO has a Tier 1 capital ratio of 13.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.04%, and the return on assets is 0.45%.
Yes. NORTH AMERICAN BANKING CO is FDIC-insured (Certificate #34836). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.