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BankHealth

NEWTOWN SAVINGS BANK

NEWTOWN, CONNECTICUT · FDIC Cert #18199

B
Health Score
77/100
$1.8B
Total Assets
$1.4B
Total Deposits
14.05%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NEWTOWN SAVINGS BANK holds a Tier 1 capital ratio of 14.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEWTOWN SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.25%
Nonperforming Loans
Low — healthy loan portfolio
18.94%
Liquidity Ratio
Adequate liquidity
0.08%
Return on Assets
Low profitability
$1.4B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NEWTOWN SAVINGS BANK shows strong financial health indicators. With $1.8B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NEWTOWN SAVINGS BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 14.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NEWTOWN SAVINGS BANK holds $1.8B in total assets and $1.4B in total deposits. It is located in NEWTOWN, CONNECTICUT (FDIC Certificate #18199).

NEWTOWN SAVINGS BANK has a Tier 1 capital ratio of 14.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 0.08%.

Yes. NEWTOWN SAVINGS BANK is FDIC-insured (Certificate #18199). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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