NEWBURYPORT FIVE CENTS SB
NEWBURYPORT, MASSACHUSETTS · FDIC Cert #90251
Capital & Safety Analysis
According to FDIC financial data, NEWBURYPORT FIVE CENTS SB holds a Tier 1 capital ratio of 11.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEWBURYPORT FIVE CENTS SB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NEWBURYPORT FIVE CENTS SB shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NEWBURYPORT FIVE CENTS SB has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 11.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NEWBURYPORT FIVE CENTS SB holds $1.6B in total assets and $1.3B in total deposits. It is located in NEWBURYPORT, MASSACHUSETTS (FDIC Certificate #90251).
NEWBURYPORT FIVE CENTS SB has a Tier 1 capital ratio of 11.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 0.11%.
Yes. NEWBURYPORT FIVE CENTS SB is FDIC-insured (Certificate #90251). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.