MOUNTAIN COMMERCE BANK
KNOXVILLE, TENNESSEE · FDIC Cert #4931
Capital & Safety Analysis
According to FDIC financial data, MOUNTAIN COMMERCE BANK holds a Tier 1 capital ratio of 11.30%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MOUNTAIN COMMERCE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MOUNTAIN COMMERCE BANK shows strong financial health indicators. With $1.8B in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MOUNTAIN COMMERCE BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 11.30%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MOUNTAIN COMMERCE BANK holds $1.8B in total assets and $1.6B in total deposits. It is located in KNOXVILLE, TENNESSEE (FDIC Certificate #4931).
MOUNTAIN COMMERCE BANK has a Tier 1 capital ratio of 11.30%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.68%.
Yes. MOUNTAIN COMMERCE BANK is FDIC-insured (Certificate #4931). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.