MINERS EXCHANGE BANK
COEBURN, VIRGINIA · FDIC Cert #23989
Capital & Safety Analysis
According to FDIC financial data, MINERS EXCHANGE BANK holds a Tier 1 capital ratio of 21.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MINERS EXCHANGE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MINERS EXCHANGE BANK shows strong financial health indicators. With $93M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MINERS EXCHANGE BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 21.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MINERS EXCHANGE BANK holds $93M in total assets and $81M in total deposits. It is located in COEBURN, VIRGINIA (FDIC Certificate #23989).
MINERS EXCHANGE BANK has a Tier 1 capital ratio of 21.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.48%, and the return on assets is 0.33%.
Yes. MINERS EXCHANGE BANK is FDIC-insured (Certificate #23989). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.