MIDWESTONE BANK
IOWA CITY, IOWA · FDIC Cert #14843
Capital & Safety Analysis
According to FDIC financial data, MIDWESTONE BANK holds a Tier 1 capital ratio of 11.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDWESTONE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIDWESTONE BANK shows strong financial health indicators. With $6.6B in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDWESTONE BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 11.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDWESTONE BANK holds $6.6B in total assets and $5.4B in total deposits. It is located in IOWA CITY, IOWA (FDIC Certificate #14843).
MIDWESTONE BANK has a Tier 1 capital ratio of 11.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.59%, and the return on assets is 0.97%.
Yes. MIDWESTONE BANK is FDIC-insured (Certificate #14843). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.