MIDFIRST BANK
OKLAHOMA CITY, OKLAHOMA · FDIC Cert #4063
Capital & Safety Analysis
According to FDIC financial data, MIDFIRST BANK holds a Tier 1 capital ratio of 17.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDFIRST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIDFIRST BANK shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDFIRST BANK has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 17.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDFIRST BANK holds $37.9B in total assets and $23.0B in total deposits. It is located in OKLAHOMA CITY, OKLAHOMA (FDIC Certificate #4063).
MIDFIRST BANK has a Tier 1 capital ratio of 17.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 9.18%, and the return on assets is 1.00%.
Yes. MIDFIRST BANK is FDIC-insured (Certificate #4063). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.