MIDDLETOWN VALLEY BANK
MIDDLETOWN, MARYLAND · FDIC Cert #14017
Capital & Safety Analysis
According to FDIC financial data, MIDDLETOWN VALLEY BANK holds a Tier 1 capital ratio of 11.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDDLETOWN VALLEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIDDLETOWN VALLEY BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDDLETOWN VALLEY BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 11.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDDLETOWN VALLEY BANK holds $1.1B in total assets and $931M in total deposits. It is located in MIDDLETOWN, MARYLAND (FDIC Certificate #14017).
MIDDLETOWN VALLEY BANK has a Tier 1 capital ratio of 11.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.87%.
Yes. MIDDLETOWN VALLEY BANK is FDIC-insured (Certificate #14017). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.