MIDCOUNTRY BANK
MINNEAPOLIS, MINNESOTA · FDIC Cert #28865
Capital & Safety Analysis
According to FDIC financial data, MIDCOUNTRY BANK holds a Tier 1 capital ratio of 13.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDCOUNTRY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIDCOUNTRY BANK shows strong financial health indicators. With $1.2B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDCOUNTRY BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 13.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDCOUNTRY BANK holds $1.2B in total assets and $946M in total deposits. It is located in MINNEAPOLIS, MINNESOTA (FDIC Certificate #28865).
MIDCOUNTRY BANK has a Tier 1 capital ratio of 13.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.16%, and the return on assets is 0.21%.
Yes. MIDCOUNTRY BANK is FDIC-insured (Certificate #28865). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.