METRO CITY BANK
DORAVILLE, GEORGIA · FDIC Cert #58181
Capital & Safety Analysis
According to FDIC financial data, METRO CITY BANK holds a Tier 1 capital ratio of 18.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning METRO CITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
METRO CITY BANK shows strong financial health indicators. With $3.6B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
METRO CITY BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 18.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
METRO CITY BANK holds $3.6B in total assets and $2.8B in total deposits. It is located in DORAVILLE, GEORGIA (FDIC Certificate #58181).
METRO CITY BANK has a Tier 1 capital ratio of 18.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.42%, and the return on assets is 2.47%.
Yes. METRO CITY BANK is FDIC-insured (Certificate #58181). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.