MERRICK BANK
SOUTH JORDAN, UTAH · FDIC Cert #34519
Capital & Safety Analysis
According to FDIC financial data, MERRICK BANK holds a Tier 1 capital ratio of 22.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MERRICK BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MERRICK BANK shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MERRICK BANK has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 22.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MERRICK BANK holds $6.1B in total assets and $4.8B in total deposits. It is located in SOUTH JORDAN, UTAH (FDIC Certificate #34519).
MERRICK BANK has a Tier 1 capital ratio of 22.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.24%, and the return on assets is 2.93%.
Yes. MERRICK BANK is FDIC-insured (Certificate #34519). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.