MERCHANTS BANK OF INDIANA
CARMEL, INDIANA · FDIC Cert #8056
Capital & Safety Analysis
According to FDIC financial data, MERCHANTS BANK OF INDIANA holds a Tier 1 capital ratio of 11.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MERCHANTS BANK OF INDIANA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MERCHANTS BANK OF INDIANA shows strong financial health indicators. With $18.2B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MERCHANTS BANK OF INDIANA has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 11.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MERCHANTS BANK OF INDIANA holds $18.2B in total assets and $15.0B in total deposits. It is located in CARMEL, INDIANA (FDIC Certificate #8056).
MERCHANTS BANK OF INDIANA has a Tier 1 capital ratio of 11.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.98%, and the return on assets is 2.46%.
Yes. MERCHANTS BANK OF INDIANA is FDIC-insured (Certificate #8056). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.