MAXWELL STATE BANK
MAXWELL, IOWA · FDIC Cert #15930
Capital & Safety Analysis
According to FDIC financial data, MAXWELL STATE BANK holds a Tier 1 capital ratio of 10.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MAXWELL STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MAXWELL STATE BANK shows strong financial health indicators. With $27M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MAXWELL STATE BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 10.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MAXWELL STATE BANK holds $27M in total assets and $23M in total deposits. It is located in MAXWELL, IOWA (FDIC Certificate #15930).
MAXWELL STATE BANK has a Tier 1 capital ratio of 10.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -1.09%.
Yes. MAXWELL STATE BANK is FDIC-insured (Certificate #15930). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.