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BankHealth

MANASQUAN BANK

MANASQUAN, NEW JERSEY · FDIC Cert #30470

B
Health Score
69/100
$3.0B
Total Assets
$2.6B
Total Deposits
11.74%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MANASQUAN BANK holds a Tier 1 capital ratio of 11.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MANASQUAN BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.04%
Nonperforming Loans
Low — healthy loan portfolio
13.08%
Liquidity Ratio
Adequate liquidity
0.79%
Return on Assets
Low profitability
$2.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MANASQUAN BANK shows strong financial health indicators. With $3.0B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MANASQUAN BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 11.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MANASQUAN BANK holds $3.0B in total assets and $2.6B in total deposits. It is located in MANASQUAN, NEW JERSEY (FDIC Certificate #30470).

MANASQUAN BANK has a Tier 1 capital ratio of 11.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.79%.

Yes. MANASQUAN BANK is FDIC-insured (Certificate #30470). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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