MAINSTREET BANK
FAIRFAX, VIRGINIA · FDIC Cert #57742
Capital & Safety Analysis
According to FDIC financial data, MAINSTREET BANK holds a Tier 1 capital ratio of 15.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MAINSTREET BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MAINSTREET BANK shows strong financial health indicators. With $2.1B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MAINSTREET BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 15.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MAINSTREET BANK holds $2.1B in total assets and $1.8B in total deposits. It is located in FAIRFAX, VIRGINIA (FDIC Certificate #57742).
MAINSTREET BANK has a Tier 1 capital ratio of 15.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.15%, and the return on assets is 0.85%.
Yes. MAINSTREET BANK is FDIC-insured (Certificate #57742). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.