MAIN STREET BANK
MARLBOROUGH, MASSACHUSETTS · FDIC Cert #90235
Capital & Safety Analysis
According to FDIC financial data, MAIN STREET BANK holds a Tier 1 capital ratio of 13.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MAIN STREET BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MAIN STREET BANK shows strong financial health indicators. With $1.6B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MAIN STREET BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 13.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MAIN STREET BANK holds $1.6B in total assets and $1.4B in total deposits. It is located in MARLBOROUGH, MASSACHUSETTS (FDIC Certificate #90235).
MAIN STREET BANK has a Tier 1 capital ratio of 13.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 0.43%.
Yes. MAIN STREET BANK is FDIC-insured (Certificate #90235). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.