LOWRY STATE BANK
LOWRY, MINNESOTA · FDIC Cert #10202
Capital & Safety Analysis
According to FDIC financial data, LOWRY STATE BANK holds a Tier 1 capital ratio of 9.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LOWRY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LOWRY STATE BANK shows average financial health. While not alarming, its Health Score of 53/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LOWRY STATE BANK has a Bank Health Score of C (53/100). It holds a Tier 1 capital ratio of 9.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LOWRY STATE BANK holds $82M in total assets and $65M in total deposits. It is located in LOWRY, MINNESOTA (FDIC Certificate #10202).
LOWRY STATE BANK has a Tier 1 capital ratio of 9.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.82%, and the return on assets is 1.17%.
Yes. LOWRY STATE BANK is FDIC-insured (Certificate #10202). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.