LOWELL FIVE CENT SB
TEWKSBURY, MASSACHUSETTS · FDIC Cert #90227
Capital & Safety Analysis
According to FDIC financial data, LOWELL FIVE CENT SB holds a Tier 1 capital ratio of 16.78%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LOWELL FIVE CENT SB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LOWELL FIVE CENT SB shows strong financial health indicators. With $1.7B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LOWELL FIVE CENT SB has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 16.78%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LOWELL FIVE CENT SB holds $1.7B in total assets and $1.5B in total deposits. It is located in TEWKSBURY, MASSACHUSETTS (FDIC Certificate #90227).
LOWELL FIVE CENT SB has a Tier 1 capital ratio of 16.78%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.39%, and the return on assets is 0.90%.
Yes. LOWELL FIVE CENT SB is FDIC-insured (Certificate #90227). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.