LIVE OAK BANKING CO
WILMINGTON, NORTH CAROLINA · FDIC Cert #58665
Capital & Safety Analysis
According to FDIC financial data, LIVE OAK BANKING CO holds a Tier 1 capital ratio of 11.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LIVE OAK BANKING CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LIVE OAK BANKING CO shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LIVE OAK BANKING CO has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 11.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LIVE OAK BANKING CO holds $11.8B in total assets and $10.8B in total deposits. It is located in WILMINGTON, NORTH CAROLINA (FDIC Certificate #58665).
LIVE OAK BANKING CO has a Tier 1 capital ratio of 11.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.32%, and the return on assets is 1.08%.
Yes. LIVE OAK BANKING CO is FDIC-insured (Certificate #58665). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.