LIBERTY BANK INC
SALT LAKE CITY, UTAH · FDIC Cert #26816
Capital & Safety Analysis
According to FDIC financial data, LIBERTY BANK INC holds a Tier 1 capital ratio of 20.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LIBERTY BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LIBERTY BANK INC shows strong financial health indicators. With $12M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LIBERTY BANK INC has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 20.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LIBERTY BANK INC holds $12M in total assets and $11M in total deposits. It is located in SALT LAKE CITY, UTAH (FDIC Certificate #26816).
LIBERTY BANK INC has a Tier 1 capital ratio of 20.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.18%, and the return on assets is -12.69%.
Yes. LIBERTY BANK INC is FDIC-insured (Certificate #26816). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.