LAMONT BANK OF ST JOHN
SAINT JOHN, WASHINGTON · FDIC Cert #8681
Capital & Safety Analysis
According to FDIC financial data, LAMONT BANK OF ST JOHN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject LAMONT BANK OF ST JOHN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
LAMONT BANK OF ST JOHN shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LAMONT BANK OF ST JOHN has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LAMONT BANK OF ST JOHN holds $72M in total assets and $52M in total deposits. It is located in SAINT JOHN, WASHINGTON (FDIC Certificate #8681).
LAMONT BANK OF ST JOHN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.85%, and the return on assets is 1.36%.
Yes. LAMONT BANK OF ST JOHN is FDIC-insured (Certificate #8681). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.