KEARNY BANK
KEARNY, NEW JERSEY · FDIC Cert #28765
Capital & Safety Analysis
According to FDIC financial data, KEARNY BANK holds a Tier 1 capital ratio of 13.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KEARNY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
KEARNY BANK shows strong financial health indicators. With $7.7B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
KEARNY BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 13.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
KEARNY BANK holds $7.7B in total assets and $5.2B in total deposits. It is located in KEARNY, NEW JERSEY (FDIC Certificate #28765).
KEARNY BANK has a Tier 1 capital ratio of 13.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.69%, and the return on assets is -2.10%.
Yes. KEARNY BANK is FDIC-insured (Certificate #28765). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.