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BankHealth

JACKSON COUNTY BANK

SEYMOUR, INDIANA · FDIC Cert #13109

B
Health Score
67/100
$1.0B
Total Assets
$795M
Total Deposits
10.31%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, JACKSON COUNTY BANK holds a Tier 1 capital ratio of 10.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning JACKSON COUNTY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.44%
Nonperforming Loans
Low — healthy loan portfolio
17.04%
Liquidity Ratio
Adequate liquidity
0.79%
Return on Assets
Low profitability
$795M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

JACKSON COUNTY BANK shows strong financial health indicators. With $1.0B in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

JACKSON COUNTY BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

JACKSON COUNTY BANK holds $1.0B in total assets and $795M in total deposits. It is located in SEYMOUR, INDIANA (FDIC Certificate #13109).

JACKSON COUNTY BANK has a Tier 1 capital ratio of 10.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.44%, and the return on assets is 0.79%.

Yes. JACKSON COUNTY BANK is FDIC-insured (Certificate #13109). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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