ISABELLA BANK
MOUNT PLEASANT, MICHIGAN · FDIC Cert #1005
Capital & Safety Analysis
According to FDIC financial data, ISABELLA BANK holds a Tier 1 capital ratio of 11.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ISABELLA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ISABELLA BANK shows strong financial health indicators. With $2.0B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ISABELLA BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 11.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ISABELLA BANK holds $2.0B in total assets and $1.8B in total deposits. It is located in MOUNT PLEASANT, MICHIGAN (FDIC Certificate #1005).
ISABELLA BANK has a Tier 1 capital ratio of 11.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 0.93%.
Yes. ISABELLA BANK is FDIC-insured (Certificate #1005). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.