IPSWICH STATE BANK
IPSWICH, SOUTH DAKOTA · FDIC Cert #15593
Capital & Safety Analysis
According to FDIC financial data, IPSWICH STATE BANK holds a Tier 1 capital ratio of 30.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning IPSWICH STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
IPSWICH STATE BANK shows strong financial health indicators. With $67M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
IPSWICH STATE BANK has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 30.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
IPSWICH STATE BANK holds $67M in total assets and $57M in total deposits. It is located in IPSWICH, SOUTH DAKOTA (FDIC Certificate #15593).
IPSWICH STATE BANK has a Tier 1 capital ratio of 30.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.29%.
Yes. IPSWICH STATE BANK is FDIC-insured (Certificate #15593). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.