ION BANK
NAUGATUCK, CONNECTICUT · FDIC Cert #18198
Capital & Safety Analysis
According to FDIC financial data, ION BANK holds a Tier 1 capital ratio of 12.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ION BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ION BANK shows strong financial health indicators. With $2.1B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ION BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 12.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ION BANK holds $2.1B in total assets and $1.8B in total deposits. It is located in NAUGATUCK, CONNECTICUT (FDIC Certificate #18198).
ION BANK has a Tier 1 capital ratio of 12.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 0.87%.
Yes. ION BANK is FDIC-insured (Certificate #18198). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.