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BankHealth

INTEGRITY BANK PLUS

WABASSO, MINNESOTA · FDIC Cert #15578

A
Health Score
83/100
$90M
Total Assets
$75M
Total Deposits
14.14%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, INTEGRITY BANK PLUS holds a Tier 1 capital ratio of 14.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INTEGRITY BANK PLUS has a strong buffer to absorb potential losses.

Key Financial Metrics

1.00%
Nonperforming Loans
Low — healthy loan portfolio
21.49%
Liquidity Ratio
Strong — can meet withdrawal demands
2.19%
Return on Assets
Profitable — earning well on assets
$75M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

INTEGRITY BANK PLUS shows strong financial health indicators. With $90M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

INTEGRITY BANK PLUS has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 14.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

INTEGRITY BANK PLUS holds $90M in total assets and $75M in total deposits. It is located in WABASSO, MINNESOTA (FDIC Certificate #15578).

INTEGRITY BANK PLUS has a Tier 1 capital ratio of 14.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.00%, and the return on assets is 2.19%.

Yes. INTEGRITY BANK PLUS is FDIC-insured (Certificate #15578). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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