INBANK
RATON, NEW MEXICO · FDIC Cert #11492
Capital & Safety Analysis
According to FDIC financial data, INBANK holds a Tier 1 capital ratio of 11.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INBANK shows strong financial health indicators. With $1.3B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INBANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 11.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INBANK holds $1.3B in total assets and $1.1B in total deposits. It is located in RATON, NEW MEXICO (FDIC Certificate #11492).
INBANK has a Tier 1 capital ratio of 11.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 0.95%.
Yes. INBANK is FDIC-insured (Certificate #11492). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.